Every homeowner around the world hopes to reside in a home free of disturbances and expensive damages because of unanticipated situations. While everybody hopes that nothing goes wrong with their home, preparing for the worst is necessary. Although preparing will not avoid some factors, at least it will help minimize its damage.
In situations like this, home insurance is essential, especially when unforeseen bad things or damages occur to your home. When your home needs fixing, this will help pay for the financial hardship. Now, let us know the common causes of property damage.
Five Factors that Damage Properties
From leaking pipes to house fires we usually experience, here are five claims of most house owners about the costliest and common elements that inflict damage to houses.
1. Water (Nonweather-related)
You might assume the weather is the usual cause of water damage, but you could be wrong. It’s the domestic water inside your home you may not have seen. Washing machines, toilets, dishwashers, and other related home appliances can cause leaks.
It is necessary to check your home from time to time to prevent water damage issues in your home. Routinely inspect water sources, pipelines, areas under the sinks, and even your roof so if you find damage, you can take action to have it repaired right away.
2. Wind
The wind is amongst the most frequent causes or sources of house damage. Gusty or windy weather conditions can ruin roofs, root out trees, or even send things like outdoor chairs or tables flying through your windows. However, there are possible things you can do to protect your home from strong winds. You can take safety measures by thinking about what might hit your house.
The doors, garage, windows, and roof are among the weak points in your house that you need to check out often. Occasionally, strong winds can cause power lines to spark, leading to wildfire if there is nearby grass or dry bush. Fires usually spread quicker in dry, hot, or windy conditions.
Homes affected by the fire are at risk of structural damages, so it is necessary to have a remediation expert come by to repair the damage as soon as possible if you encounter one in your house. This fire safety checklist can inform you of the preventive measures you can take to avoid this from happening.
3. Weather-Related Water
Flooding and heavy rain can also be the root causes of any damages caused to the properties. To withstand stormy weather or flooding season, you need to guarantee your roofs and shingles are in tiptop condition. Additionally, if you live where storms or heavy rains are usual, you may consider changing your window with the impact-rated ones for an added layer of protection from high winds and impact from things.
Disaster restoration firms can provide great help if you encounter damage in your home due to the said disasters. Neglected water damage can produce more issues in your place, so it’s imperative to repair it immediately.
4. Theft
According to the FBI, theft occurs every twenty seconds. This might be prevented by increasing your home’s field of vision. Shrubbery trees and bushes should be trimmed and cut short so that no person can hide from them, and if they do, you can quickly find if they are hiding to get into your home.
In addition, you can install movement sensor lights in your house to hinder thieves and increase your house’s visibility. Keeping your gates, doors, and windows locked tight, especially if you are away, is a must.
5. Hail
Hail frequent areas in some nations, and there isn’t anything you can do to avoid it. What you can do to lessen the damage is secure your belongings outside that are not covered. When the news says a hail storm is coming, park your car inside the garage or carport. If you can, move inside everything you assume is vulnerable to hail damage as much as possible.
